There are people who have money and people who are rich.

The slightest adjustments to your daily routines can dramatically alter the outcomes in your life.

Becoming rich is hard. Staying broke is hard. Choose your hard.

Many of Life’s failures are people who did not realize how close they were to success when they gave up.

Maybe you want to budget to cover those little expenses that always seem to pop up, or even just fund your family’s basic needs.

Maybe you want to budget to save money for a new car, home, college education, vacation, an emergency fund, etc.

We must consult our means rather than our wishes.

It isn’t what you earn but how you spend it that fixes your class.

Budgeting has only one rule: Do not go over budget.

A debt problem is, at its core, a budgeting problem.

A budget should reflect the values and priorities of our nation and its people.

Money is a terrible master but an excellent servant.

A penny saved is worth two pennies earned after taxes.

Firefighters never die, they just burn forever in the hearts of the people whose lives they saved.

The universal brotherhood of man is our most precious possession.

That’s the life, being a fireman. It sure beats being a ballplayer. I’d rather be a fireman.

Brotherhood is an ideal better understood by example than precept!

The more man knows of man, the better for the common brotherhood among men.

“I can think of no more stirring symbol of man’s humanity to man than a fire engine.