Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

Always work hard, be honest, and be proud of who you are.

Don’t stop until you’re proud.

When it is a question of money, everybody is of the same religion.

It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages.

Wealth consists not in having great possessions, but in having few wants.

Frugality includes all the other virtues.

A wise person should have money in their head, but not in their heart.

Small amounts saved daily add up to huge investments in the end.

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.

By sowing frugality we reap liberty, a golden harvest.

He who loses money loses much; He who loses a friend, loses much more; He who loses faith, loses all.

Being a smart shopper is the first step to getting rich.

A man who both spends and saves money is the happiest man because he has both enjoyments.

Don’t think money does everything or you are going to end up doing everything for money.

An investment in knowledge pays the best interest.

Money won’t create success, the freedom to make it will.

Money can’t buy happiness, but it will certainly get you a better class of memories.

It’s a kind of spiritual snobbery that makes people think they can be happy without money.