If you know how to spend less than you get, you have the philosopher’s stone.

By failing to prepare, you are preparing to fail.

Dost thou love life? Then do not squander time, for that’s the stuff life is made of.

Early to bed and early to rise makes a man healthy, wealthy, and wise.

Never confuse Motion with Action.

Work as if you were to live a thousand years, play as if you were to die tomorrow.

Words may show a man’s wit, actions his meaning.

Beware of little expenses; a small leak will sink a great ship.

It is the working man who is the happy man. It is the idle man who is the miserable man.

We are all born ignorant, but one must work hard to remain stupid.

Employ your time well, if you mean to get leisure.

He that is known to pay punctually and exactly to the time he promises, may at any time, and on any occasion, raise all the money his friends can spare.

Having been poor is no shame; being ashamed of it is.

I never knew a man who was good at making excuses who was good at anything else.

Common sense is something that everyone needs, few have, and none think they lack.

Hide not your talents; they for use were made. What’s a sun-dial in the shade?

To the generous mind, the heaviest debt is that of gratitude, when it is not in our power to repay it.

The eye of the master will do more work than both his hands.

If you would know the value of money, go try to borrow some; for he that goes a-borrowing goes a-sorrowing.