Fear is the enemy of hope.

Fear is the enemy of hope.

Dave Ramsey

Success almost always follows a great attitude. The two attract each other!

Success almost always follows a great attitude. The two attract each other!

How you speak about others speaks loudest about yourself.

How you speak about others speaks loudest about yourself.

If you risk nothing you gain nothing

If you risk nothing you gain nothing

Change the way you use your time, and you change your life.

Change the way you use your time, and you change your life.

The rules of survival never change, whether you're in a desert or in an arena.

The rules of survival never change, whether you're in a desert or in an arena.

The only difference between 'try' and 'triumph' is varying degrees of 'umph'

The only difference between 'try' and 'triumph' is varying degrees of 'umph'

Earning a lot of money is not the key to prosperity. How you handle it is.

Earning a lot of money is not the key to prosperity. How you handle it is.

You will only sacrifice when you passionately believe in the outcome.

You will only sacrifice when you passionately believe in the outcome.

The broke is normal. Why be normal?

The broke is normal. Why be normal?

Investing is important, but get debt-free first. That’s what frees up your income so you can win.

Investing is important, but get debt-free first. That’s what frees up your income so you can win.

Every person falls at some point. Successful people choose to get back up!

Every person falls at some point. Successful people choose to get back up!

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

True leadership is servanthood. Put the interests of others at the centre of your decisions.

True leadership is servanthood. Put the interests of others at the centre of your decisions.

Success is a pile of failure that you are standing on.

Success is a pile of failure that you are standing on.

Act your wage.

Act your wage.

There’s a great place to go when you’re broke – to work!

There’s a great place to go when you’re broke – to work!

Those who don’t manage their money will always work for those who do.

Those who don’t manage their money will always work for those who do.

It’s never too late to turn things around. You are the only obstacle.

It’s never too late to turn things around. You are the only obstacle.