A budget is telling your money where to go instead of wondering where it went.

A budget is telling your money where to go instead of wondering where it went.

Dave Ramsey

It’s never too late to turn things around. You are the only obstacle.

It’s never too late to turn things around. You are the only obstacle.

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Being willing to delay pleasure for a greater result is a sign of maturity.

Being willing to delay pleasure for a greater result is a sign of maturity.

Pray as it all depends on God, but work like it all depends on you.

Pray as it all depends on God, but work like it all depends on you.

Bosses push, Leaders pull. Real leadership is servant leadership.

Bosses push, Leaders pull. Real leadership is servant leadership.

Debt is dumb. Cash is king.

Debt is dumb. Cash is king.

Adults devise a plan and follow it, children do what feels good.

Adults devise a plan and follow it, children do what feels good.

Debt is normal. Be weird.

Debt is normal. Be weird.

Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.

Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.

We buy things we don’t need with money we don’t have to impress people we don’t like.

We buy things we don’t need with money we don’t have to impress people we don’t like.

If you will live like no one else, later you can live like no one else.

If you will live like no one else, later you can live like no one else.

Dogs experience the world as it is, without judgement. When we learn to do the same, we make the world a better place.

Dogs experience the world as it is, without judgement. When we learn to do the same, we make the world a better place.

I wish my kid would act like my dog sometimes. My dog listens to me and does what I tell him to do.

I wish my kid would act like my dog sometimes. My dog listens to me and does what I tell him to do.

It’s not the breed that makes a good companion. All dogs are great companions.

It’s not the breed that makes a good companion. All dogs are great companions.

Think about a dog’s ability to forgive. This to me is love.

Think about a dog’s ability to forgive. This to me is love.

My dogs have been my most loyal friends and constant companions.

My dogs have been my most loyal friends and constant companions.

No dog is too much for me to handle. I rehabilitate dogs, I train people. I am the dog whisperer.

No dog is too much for me to handle. I rehabilitate dogs, I train people. I am the dog whisperer.

You cannot “love” a dog out of her bad behavior, just as you can’t “love” a criminal into stopping his crimes.

You cannot “love” a dog out of her bad behavior, just as you can’t “love” a criminal into stopping his crimes.