My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable.

Remember to be sensitive to the feelings of people around you.

I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.

ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.

Only if you aspire for more will you achieve more.

I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome and fuller.

Payments banks can also act as business correspondents of other banks.

We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.

You can maintain work-life balance even while pursuing careers.

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.

A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India.

We have to understand that India is a complex country. Everything takes time for the real impact to get translated to the economy.

The growth that we are targeting for our bank is in line with the banking industry.

The consolidation that we started in 2009 was clearly the requirement of that time.

Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be.

What's important is that we see each year what the opportunities are, and make use of the opportunity.

The real underlying value comes if you can put a company back into a running state and it becomes a successful viable entity if it continues to repay loans.

Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies.