Practise and practise to make your dreams turn into reality.

Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies.

Punjab is central to our business strategy, and we are an active partner in the state's growth.

I think it's important to celebrate your successes. It's important to feel happy about them, but it's equally important to look forward to the next big move.

No one thing can change the face of any sector.

The important source of finance is now commercial papers, bonds, and so on.

Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to skilling.

We actually probably do nothing very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.

I have it all because my children did not whine and cry when I was not there.

There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.

Life comprises of both: opportunities as well as challenges.

We will leverage technology to collaborate with the government in its e-governance initiatives.

What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities.

I think we have to pick up some sectors where we can make India the global hub in the entire value chain, and the most important sector to pick up should be electronics.

We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis impacting the bank does not arise.

I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.

Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.

Every entrepreneur, whether man or woman, should start with a robust business structure.

The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.