I think we have to pick up some sectors where we can make India the global hub in the entire value chain, and the most important sector to pick up should be electronics.

The important source of finance is now commercial papers, bonds, and so on.

Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to skilling.

We actually probably do nothing very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.

I have it all because my children did not whine and cry when I was not there.

There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.

Practise and practise to make your dreams turn into reality.

Life comprises of both: opportunities as well as challenges.

We will leverage technology to collaborate with the government in its e-governance initiatives.

What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities.

We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis impacting the bank does not arise.

I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.

Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.

Every entrepreneur, whether man or woman, should start with a robust business structure.

The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.

It's very important to have the comfort of the regulator in every geography where you operate.

Don't cut corners or compromise to achieve your dreams.

Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.

All three of us - two sisters and a brother - were brought up with an emphasis on academics.